A

Property A

First property or scenario

Property details

$
$
%
yrs

Income and expenses

$
$
$

Tax settings Sources: T776, T4002, T4037

%

Projection

yrs
%
%

Year 1 pre-tax

Monthly mortgage

-

Monthly cash flow

-

Cap rate

-

Cash-on-cash

-

Year 1 after tax

After-tax monthly CF

-

After-tax annual CF

-

Income tax

-

CCA claimed

-

B

Property B

Second property or scenario

Property details

$
$
%
yrs

Income and expenses

$
$
$

Tax settings Sources: T776, T4002, T4037

%

Projection

yrs
%
%

Year 1 pre-tax

Monthly mortgage

-

Monthly cash flow

-

Cap rate

-

Cash-on-cash

-

Year 1 after tax

After-tax monthly CF

-

After-tax annual CF

-

Income tax

-

CCA claimed

-

Comparison Summary

Metric Property A Property B Better
Purchase price---
Down payment---
Monthly mortgage payment---
Monthly cash flow (pre-tax)---
Annual cash flow (pre-tax)---
Cap rate---
Cash-on-cash return---
After-tax monthly cash flow---
After-tax annual cash flow---
Income tax year 1---
Projected sale price---
Capital gains tax on sale---
Net equity after sale tax---
Cumulative after-tax cash flow---
Enter details for both properties above to see the comparison verdict.

Results are estimates for planning and educational purposes only, not financial or tax advice. Tax formulas sourced from CRA T776, T4002 and T4037. Vacancy, maintenance and closing costs are not included. Consult a qualified Canadian accountant before making investment decisions. Full methodology.